Investor Mail © 2025. Developed by Verbosec.
Author: Staff Writer
First National Bank of Botswana (FNBB) has, for the longest time, made its platforms—point-of-sale machines (POS), airtime, and electricity payments—available to clients at no charge. The big question for shareholders is whether FNBB’s free services for clients cost the bank money or help it make more profit. At first glance, “free”
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Banks across Botswana are wrestling with a problem: money is tight, and they have to pay more to attract it before they can lend it out. But where others see a headache, First National Bank Botswana (FNBB) is spotting an opening. The bank’s deputy CEO, Dr Mbako Mbo, pointed to its eWallet service—not
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First National Bank Botswana (FNBB) has unveiled its 2030 strategy, effective July 1, 2025, charting a course to transform the bank into a “financial solutionist of choice.” At the heart of the plan is a commitment to steady, predictable profit—the anchor around which all other initiatives revolve. “We want our results
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After three years of fast growth, FNBB’s shareholders are now facing a slower era for the bank’s interest income—the money it makes from loans. What used to grow by double digits has now increased by just 5%, marking a more measured pace. At the 2025 full-year results presentation, Acting CFO
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As First National Bank Botswana (FNBB) began its new 2030 strategy in July 2025, shareholders looks back at the 2020–2025 plan as proof that it has faced hard times before and still managed to grow. The five years started during COVID-19, when the economy, businesses and household struggled. But FNBB
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First National Bank Botswana (FNBB) shareholders will take home less dividend this year as the bank posts slower performance and adopts a cautious outlook. The total…
Across the industry, “price undercutting is common,” and this has weakened profitability for many life insurers.
After three years of going down, BIHL’s value of new business is finally on the way up again. This, according to the company’s management, “goes well for future profitability,” since new business today means profits that can be unlocked for shareholders in years to come.
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The group said it has implemented pricing in some of the schemes that are underperforming and continues to ensure that each and every scheme becomes profitable and sustainable on its own.
Botswana’s recent shortage of chronic medication in some parts of the country is more than a health story. It has real implications for Botswana Insurance Holdings Limited (BIHL), and by extension investors.
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Investors in Botswana Insurance Holding Limited (BIHL) are keeping a close eye on how Botswana’s tight cash environment is affecting its key clients, businesses, and households.
At the result presentation for the first half of 2025, BIHL CEO Catherine Lesetedi openly told analysts and shareholders that “we have seen some of our clients come forward to say that this month we should expect delayed premiums”.
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The weaker pula may squeeze today’s income, but the group’s response shows it is working to protect its future revenue stream.
The changes made to the Botswana Pula present a mixed picture for your investment in Botswana Insurance Holdings Limited (BIHL). But not without hope.
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